Professional Liability (E&O) Calculator

Estimate Errors & Omissions (E&O) insurance premium for professionals based on profession, revenue, and claims history.

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Professional liability (E&O) insurance protects against claims of negligence, errors, or omissions in your professional services. It covers legal defense costs even if the claim is frivolous. Medical and legal professionals pay the highest rates due to claim severity. Many client contracts require E&O coverage before they'll engage you.

Last updated: March 15, 2026 ยท Reviewed by the InsuranceCalcs Editorial Team